![]() Generally, federal credit unions use the term Equal Housing Lender, though they may opt to use Equal Housing Opportunity as well. If other logotypes are used in the advertisement, then the Equal Housing Opportunity logo should be of a size at least equal to the largest of the other logotypes if no other logotypes are used, then the type should be bold display face which is clearly visible. If the advertisement is smaller than four column inches, the statement “Equal Housing Opportunity” should be used instead. For advertisements four column inches to one eighth of a page, the logotype should be 1/2 x 1/2 inch in size. For advertisements of one eighth of a page to one half of a page, the logotype should be 1×1 inch in size. If the advertisement is one half of a page or larger, the Equal Housing Opportunity logotype should be 2×2 inches in size. ![]() While HUD does not require the use of the logotype or statement, the usage shows commitment to fair housing practices and is an industry standard.Īccording to HUD, for state-chartered credit unions, all advertising of residential real estate for sale, rent, or financing should contain an equal housing opportunity logotype, statement, or slogan as a means of educating the homeseeking public that the property is available to all persons regardless of race, color, religion, sex, handicap, familial status, or national origin. But what does that mean and how large should it be? For clarification, we look to the Housing of Urban Development (HUD). Furthermore, if the logotype is used, you may have read that it must be large enough to be clear and easily readable. Of course! If you have created an ad for a home loan, it is likely that you have received a recommendation to include an Equal Housing Opportunity or Equal Housing Lender statement or logo on the ad itself. Q: Can I have refresher on Equal Housing Opportunity/Equal Housing Lender logo rules? Maybe you are new to the credit union world? Welcome, and check out this handy article on Equal Housing. ![]() Equal Housing regulations have been around for some time, but it makes sense every once in a while to check in and make sure you aren’t missing anything. This month, our experts Maddaux and Penny meet with the Aux Compliance team to get a refresher on the rules regarding Equal Housing Opportunity and Equal Housing Lender statements and logos. Because a right has been exercised under the Consumer Credit Protection Act.įederal Deposit Insurance Corporation, National Center for Consumer and Depositor Assistance, [FDIC-supervised institution should insert mailing address for National Center for Consumer and Depositor Assistance found at.Because income is from public assistance or.On the basis of race, color, national origin, religion, sex, marital status, or age.UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION: IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:Īssistant Secretary for Fair Housing and Equal Opportunity, Department of Housing and Urban Development, Washington, DC 20410, for processing under the Federal Fair Housing Act įederal Deposit Insurance Corporation, National Center for Consumer and Depositor Assistance, [FDIC-supervised institution should insert mailing address for National Center for Consumer and Depositor Assistance found at, for processing under the FDIC Regulations. Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan or in appraising property.Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling or to deny any loan secured by a dwelling or. ![]() UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18) TO: We Do Business in Accordance with Federal Fair Lending Laws.
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